LoanPay Xpress to be sunset/discontinued
This serves as notice that on 6/16/2026, the service known as LoanPay Xpress, a loan payment service available to Riverview Credit Union members was discontinued. The new service is called SWIVEL Pay and will serve the same purpose as LoanPay Xpress. If you are an active user, you will be required to register as a new user in SWIVEL Pay, but it is a very simple process. Simply have the primary account holder information available — like name, date of birth, account number, and zip code and you’ll be able to create your new SWIVEL Pay account immediately.
Make Quick & Easy Loan Payments
Your life can be hectic enough so making your loan payment should be easy. Riverview’s SWIVEL Pay provides you with a quick and easy way to make loan payments from the convenience of your home, or on a smartphone while on the go. Enjoy the convenience of making your loan payments via ACH (electronic check) from your savings or checking account or from a debit or credit card from any financial institution.
Note: Payments from your Riverview savings or checking account must be made through our Online Banking system.
How to Setup SWIVEL Pay
PAYMENT FROM ANOTHER INSTITUTION
You will need the following information to setup your payment:
- Your Riverview member number. Both can be found on your monthly statement.
- The routing and account number or debit/credit card number to be used for payment.
- Birthdate of the primary owner/borrower of your Riverview loan.
You may choose to register as a user or make a payment as a guest. We recommend registering as a user especially if you plan to make payments often using SWIVEL Pay.
PAYMENT FROM YOUR RIVERVIEW ACCOUNT
It’s easy to setup automatic payments when you bank primarily with Riverview. You simply need use our Online Banking system to set up automatic monthly transfers to make your loan payments.
Benefits of Using SWIVEL Pay
- No need to write a check and send it in the mail
- Avoid the hassle of moving money from place to place to pay a bill
- Make your payments anytime at your convenience
- Set up SWIVEL Pay to withdraw funds directly from your primary financial institution
What else do I need to know?
- Debit/credit card payments are subject to a convenience fee.
- Payments submitted after 4:00 pm eastern time will be processed on the next business day.
- Payments cannot be made using your Riverview debit card. Please visit Online Banking to make a payment using your Riverview share account.
- A payment confirmation will be emailed upon completion of a successful transaction for your records.
- When you use SWIVEL Pay for the first time, you will need to register your account with valid billing information and email address.
- Making a payment as a guest will not store personal or payment information, as well as payment history.
- Payment history, as a registered user, will only show transactions done using SWIVEL Pay. Please visit Online Banking to see complete history.
- Transactions cannot be reversed once submitted and is up to the discretion of Riverview as to how the refund will be settled.
- Please contact Riverview at 740.423.4260 if you are looking to pay your loan in full.
FAQ’s
All you need is your Riverview Member Number.
You can find your Member Number on your Member ID card that you received at the time of opening your account. You may also find it through your Online Banking or Mobile App. You can contact us at 740.423.4260
All loans, including auto loans, recreational loans, signature loans, and home equity loans.
You can use VISA debit cards, MasterCard debit or credit cards, and Discover credit cards. Riverview’s SWIVEL Pay does not accept American Express payments or Riverview debit cards. You can also do a Direct Debit (ACH) from another financial institution’s savings or checking account.
You can use SWIVEL Pay to make payments on all your loans. After you create a unique User ID and password, then you can register all your Riveriew loans using the different Loan Numbers.
SWIVEL Pay cannot be used to make a payment from your Riverview checking or savings accounts. These payments must be made using our Online Banking system.
Yes, you can schedule reoccurring payments on SWIVEL Pay. The payments can be set up for weekly, bi-weekly, semi-monthly (1st and 15th), and monthly payments. Once your loan is paid off, please be sure to log into SWIVEL Pay and cancel any scheduled reoccurring payments.
Payments made prior to 4:00 pm Eastern Time may post as early as next business day. Payments after 4:00 pm will not begin processing until the following business day. If you are scheduling a future-dated or recurring card payment, you must choose a payment date at least two (2) business days prior to the due date of your loan to ensure your payment posts on time and to avoid possible late fees and penalties. Weekends and Federal Holidays are not considered business days. Any non-standard payment amounts will be applied per the terms of your loan agreement.