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Secured Line of Credit

A secured line of credit (SLOC) is secured by your savings, checking, or share certificate and allows you to access a line of credit equal to the amount secured.

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With a SLOC, you can borrow as much or as little as you need, whenever you need it — up to a credit limit established at closing. As you repay your outstanding balance, the amount of available credit is replenished — meaning you can borrow against it again throughout your draw period. Whether you need to cover vacation, school tuition, or fund a large purchase, SLOC financing can help. 

Key Features

Competitive Rates

Interest Only Payments

Local Decisions

Friendly Service

Benefits
  • Turn your cash into a line of credit that is available as needed
  • Your cash stays secured and is made available to you once the line of credit is paid and closed
  • Competitive financing for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Debt consolidation
    • Emergency reserve
    • Credit builder
    • And much more
  • Competitive rates
  • Interest-only payments
  • Online account management
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified Riverview checking account
  • Set up automatic payments to be deducted from your account monthly
  • Fast decisions made locally in the Belpre or Marietta area
  • Attentive, friendly service from start to finish