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WHAT YOU NEED TO KNOW ABOUT OVERDRAFTS

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

  1. We have standard overdraft practices that come with your account.
  2. We also offer overdraft protection plans, such as a link to another deposit account, which may be less costly than our standard overdraft practices. To learn more, ask us about these plans.

This notice explains our standard overdraft practices.

What are the standard overdraft practices that come with my account?

We do authorize and pay overdrafts for the following types of transactions:

  • Checks and other transactions made using your checking account number
  • Automatic bill payments

We will not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):

  • ATM transactions
  • Everyday debit card transactions

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

If we do not authorize and pay an overdraft, your transaction will be declined.

What fees will I be charged if Riverview Credit Union pays my overdraft?

Under our standard overdraft practices:

  • We will charge you a fee of up to $30 each time we pay an overdraft
  • We will not charge you a fee if your account is overdrawn by $5 or less
  • There is no limit on the total fees we can charge you for overdrawing your account

What if I want Riverview Credit Union to authorize and pay overdrafts on my ATM and everyday debit card transactions?

If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, call (740) 423-4260, visit our website at www.riverviewcu.com, email us at This email address is being protected from spambots. You need JavaScript enabled to view it., or complete the form below and present it at a branch or mail it to: 403 Main Street, Belpre OH 45714. You can revoke your authorization for Riverview Credit Union to pay these overdrafts at any time by any of the above methods. Your revocation must include both your name and your account number so that we can properly identify your account.

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Call Us
Belpre: 740.423.4260
Marietta: 740.374.4266

Email Us
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Visit Us
403 Main Street
Belpre, OH 45714
Monday - Friday
8a.m. - 5p.m

39 Acme Street
Marietta, OH 45750
Monday - Friday
8a.m. - 5p.m

We're Always Ready to Help

Riverview Credit Union is a not-for-profit, local financial institution that has been committed to providing competitive, quality services for our members' financial success since 1968.

More than accounts and transactions, we take a personal approach to your financial needs. Take a closer look, and see how Riverview Credit Union is here to help you simplify banking.

 

Riverview Credit Union
We are conveniently located at
39 Acme St, Marietta, OH 45750
403 Main St, Belpre, OH 45714

For Locations & Hours, click here
For Shared Branch Locator, click here
To contact us directly, click here

 

Audio Teller 1.866.631.0999
Lost or Stolen Debit Card 888.918.7856
Lost or Stolen Visa 800.558.3424
Fraud Department 888.918.7313 or 800.327.8622
Routing Number: 244280107