For many Americans, the start of a new year means tax refunds, raises, and bonus checks. But some discover the holiday season expenses were more than expected. Regardless of your situation, we can help improve your overall financial health! Our loan and deposit rates are some of the best in the Mid-Ohio Valley. Plus, our primary purpose is to serve our members, not generate large profits. So we don’t make you jump through a lot of hoops to avoid fees or earn a higher return on your money.
Struggling to stay ahead with your bills after the holidays? Consider consolidating your debts into one monthly payment. We offer unsecured loans at rates and terms which are nearly impossible to beat. Talk with one of our lenders today. You might be surprised to see how much of your hard-earned money you will be able to keep.
Not sure what to do with any extra cash you might receive? Begin by determining if you have enough cash set aside to survive the curveballs life throws at you. Putting that money aside in your share account can help you manage the unimaginable and turn a crisis into an inconvenience. As a rule of thumb, you should have a “rainy day fund” equal to three to six months of expenses. The reason is simple: you don’t know what’s going to happen in life. So whether you lose your job or have an unexpected expense, you will have the cash you’ll need to weather the storm!
Looking for a better return on your money? We offer a wide range of certificates of deposit at competitive rates that will help you invest for the future. One such option is our “Rate Bump” CD which allows you take advantage of our great rates today without the worry about rates moving higher later. With this CD, you receive the option to increase, or “bump up”, your rate twice during the term of the CD.